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What Happens After Settlement? A Homeowner’s First 90 Days Guide
11 June 2026
a { text-decoration: none; color: #464feb; } tr th, tr td { border: 1px solid #e6e6e6; } tr th { background-color: #f5f5f5; } Congratulations—your loan has settled and your property is officially yours! While it’s an exciting milestone, many homeowners aren’t
Read moreUnderstanding Borrowing Power After the Latest Rate Hike
5 June 2026
Interest rate rises don’t just affect repayments—they also impact how much you can borrow. Why borrowing power changes Lenders assess your ability to repay a loan using a buffer rate above the actual interest rate. As rates rise, this buffer increases, reducing the amount you may be eligible to borrow.
Read moreIs Refinancing in a High-Rate Market Still Worth It?
28 May 2026
It’s a common misconception: “There’s no point refinancing when rates are high.” In reality, refinancing can be just as valuable—if not more so—in a higher-rate environment. Why refinancing still matters Even when rates are elevated: Not all lenders price loans the same New customers often receive better deals Your current
Read moreFixed vs Variable in 2026: Which Loan Strategy Makes Sense Now?
21 May 2026
With interest rates shifting and economic uncertainty continuing, many borrowers are asking the same question: should I fix my rate or stay variable? The case for variable Variable loans offer flexibility, including: Extra repayments Access to offset accounts Easier refinancing However, they’re also exposed to further rate increases, which can
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